Modern ISO 20022 Wires. Live in 4 Months.

Fast, clean, modern wires.

Fedwire-certified · ISO 20022-native ·
Core-independent · Fully automated · API-ready · Settled under a minute

Begin your fastest path to modern wire processing

Why banks are choosing Finzly’s Fedwire solution

A modern payment system that’s fast to launch, easy to scale, and works independent of your core

Go live in just 4 months – proven fast and hassle-free implementation

100% automated wires - eliminate manual steps and errors with complete STP

Fedwire certified and ISO 20022-native - built for full compliance with no translators

All rails, one platform - modernize ACH, domestic, international wires, and instant payments under one roof

Modern API infrastructure - powerful wire APIs designed for seamless embedded banking integration

Fedwire resilience - built for banks needing parallel, resilient Fedwire processing alongside legacy wires

How Wire Modernization Became Live Oak’s Growth Engine

Challenge:

Live Oak needed fast, compliant wire and international payments across multiple cores with embedded banking.

Solution:

Finzly delivered a fully automated, ISO 20022-native, core-independent payment platform.

Results:

Wire processing time slashed by 80%.

100% straight-through processing achieved.

Fraud detection and compliance became instant and seamless.

Operations simplified; growth accelerated in niche verticals and SMBs.

This partnership with Finzly gives our payment infrastructure the flexibility to adapt to customers' needs, while also allowing us to streamline operations for our internal teams. With 100% STP in Fedwire processing and seamless multi-core integration, we are positioned to set new benchmarks in speed, efficiency, and customer experience.
Mark Moroz
Head of Deposits and Payments, Live Oak Bank
“We consolidated all our payment rails into one platform— cutting costs, automating wires, and improving customer experience.”
COO
Regional bank focusing on commercial verticals
“With Finzly, we’re able to sell embedded treasury solutions to commercial clients and grow fee income. That’s a game changer.”
COO
Leading Commercial Bank

This partnership with Finzly gives our payment infrastructure the flexibility to adapt to customers' needs, while also allowing us to streamline operations for our internal teams. With 100% STP in Fedwire processing and seamless multi-core integration, we are positioned to set new benchmarks in speed, efficiency, and customer experience.
Mark Moroz
Head of Deposits and Payments, Live Oak Bank
“We consolidated all our payment rails into one platform— cutting costs, automating wires, and improving customer experience.”
COO
Regional bank focusing on commercial verticals
“With Finzly, we’re able to sell embedded treasury solutions to commercial clients and grow fee income. That’s a game changer.”
COO
Leading Commercial Bank

Time to go-live

ISO 20022 compatibility

Straight-through processing

Multi-rail support

API Integration

Fedwire resilience

International wire enablement

Legacy

12-24 months

Add-on/Translator-based

Partial, manual steps

Separate systems

Limited or unavailable

Single point of failure

Complex, siloed

Time to go-live

ISO 20022 compatibility

Straight-through processing

Multi-rail support

API Integration

Fedwire resilience

International wire enablement

4 months

Native support

100% automated

Unified platform for all rails

Modern, embeddable APIs

Parallel system with no outage

Simple, turnkey activation

Get a demo

Time to go-live

ISO 20022 compatibility

Straight-through processing

Multi-rail support

API Integration

Fedwire resilience

International wire enablement

Legacy

12-24 months

Add-on/Translator-based

Partial, manual steps

Separate systems

Limited or unavailable

Single point of failure

Complex, siloed

Time to go-live

ISO 20022 compatibility

Straight-through processing

Multi-rail support

API Integration

Fedwire resilience

International wire enablement

4 months

Native support

100% automated

Unified platform for all rails

Modern, embeddable APIs

Parallel system with no outage

Simple, turnkey activation

Get a demo

How Wire Modernization Became Live Oak’s Growth Engine

Challenge:

Live Oak needed fast, compliant wire and international payments across multiple cores with embedded banking.

Solution:

Finzly delivered a fully automated, ISO 20022-native, core-independent payment platform.

Results:

Wire processing time slashed by 80%.

100% straight-through processing achieved.

Fraud detection and compliance became instant and seamless.

Operations simplified; growth accelerated in niche verticals and SMBs.

How Wire Modernization Became Live Oak’s Growth Engine

Challenge:

Live Oak needed fast, compliant wire and international payments across multiple cores with embedded banking.

Solution:

Finzly delivered a fully automated, ISO 20022-native, core-independent payment platform.

Results:

Wire processing time slashed by 80%.

100% straight-through processing achieved.

Fraud detection and compliance became instant and seamless.

Operations simplified; growth accelerated in niche verticals and SMBs.